LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,373
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,474
−HK$1,118/mo
Today · 4.125%
HK$37,592
baseline
▲ 0.50% · 4.625%
HK$39,879
+HK$2,287/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,184/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,353
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,408
−HK$1,071/mo
Today · 4.125%
HK$41,479
baseline
▲ 0.50% · 4.625%
HK$43,665
+HK$2,186/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$82,958/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,448
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$43,769
−HK$1,341/mo
Today · 4.125%
HK$45,110
baseline
▲ 0.50% · 4.625%
HK$47,855
+HK$2,745/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$90,220/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,223
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,490
−HK$1,284/mo
Today · 4.125%
HK$49,774
baseline
▲ 0.50% · 4.625%
HK$52,398
+HK$2,624/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$99,548/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,523
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$51,063
−HK$1,565/mo
Today · 4.125%
HK$52,628
baseline
▲ 0.50% · 4.625%
HK$55,831
+HK$3,203/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$105,256/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$581,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,094
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,571
−HK$1,499/mo
Today · 4.125%
HK$58,070
baseline
▲ 0.50% · 4.625%
HK$61,131
+HK$3,061/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$116,140/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$581,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,672
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$65,653
−HK$2,012/mo
Today · 4.125%
HK$67,665
baseline
▲ 0.50% · 4.625%
HK$71,782
+HK$4,117/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$135,330/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,835
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$72,734
−HK$1,928/mo
Today · 4.125%
HK$74,662
baseline
▲ 0.50% · 4.625%
HK$78,597
+HK$3,935/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$149,324/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,736 · Scale 2, in force from 26 Feb 2026)