LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,375
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,475
−HK$1,118/mo
Today · 4.125%
HK$37,593
baseline
▲ 0.50% · 4.625%
HK$39,880
+HK$2,287/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,186/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,354
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,409
−HK$1,071/mo
Today · 4.125%
HK$41,480
baseline
▲ 0.50% · 4.625%
HK$43,666
+HK$2,186/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$82,960/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,449
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$43,770
−HK$1,341/mo
Today · 4.125%
HK$45,111
baseline
▲ 0.50% · 4.625%
HK$47,856
+HK$2,745/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$90,222/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,225
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,491
−HK$1,285/mo
Today · 4.125%
HK$49,776
baseline
▲ 0.50% · 4.625%
HK$52,400
+HK$2,624/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$99,552/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,524
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$51,065
−HK$1,565/mo
Today · 4.125%
HK$52,630
baseline
▲ 0.50% · 4.625%
HK$55,832
+HK$3,202/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$105,260/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$581,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,095
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$56,573
−HK$1,499/mo
Today · 4.125%
HK$58,072
baseline
▲ 0.50% · 4.625%
HK$61,133
+HK$3,061/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$116,144/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$581,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,674
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$65,655
−HK$2,012/mo
Today · 4.125%
HK$67,667
baseline
▲ 0.50% · 4.625%
HK$71,784
+HK$4,117/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$135,334/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,837
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$72,737
−HK$1,927/mo
Today · 4.125%
HK$74,664
baseline
▲ 0.50% · 4.625%
HK$78,600
+HK$3,936/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$149,328/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,753 · Scale 2, in force from 26 Feb 2026)