LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,377
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,477
−HK$1,118/mo
Today · 4.125%
HK$37,595
baseline
▲ 0.50% · 4.625%
HK$39,882
+HK$2,287/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,190/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,356
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,412
−HK$1,070/mo
Today · 4.125%
HK$41,482
baseline
▲ 0.50% · 4.625%
HK$43,669
+HK$2,187/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$82,964/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,452
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$43,772
−HK$1,342/mo
Today · 4.125%
HK$45,114
baseline
▲ 0.50% · 4.625%
HK$47,859
+HK$2,745/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$90,228/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,227
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,494
−HK$1,285/mo
Today · 4.125%
HK$49,779
baseline
▲ 0.50% · 4.625%
HK$52,403
+HK$2,624/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$99,558/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,527
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$51,068
−HK$1,565/mo
Today · 4.125%
HK$52,633
baseline
▲ 0.50% · 4.625%
HK$55,835
+HK$3,202/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$105,266/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$581,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,098
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$56,576
−HK$1,499/mo
Today · 4.125%
HK$58,075
baseline
▲ 0.50% · 4.625%
HK$61,136
+HK$3,061/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$116,150/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$581,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,678
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$65,658
−HK$2,013/mo
Today · 4.125%
HK$67,671
baseline
▲ 0.50% · 4.625%
HK$71,788
+HK$4,117/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$135,342/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,841
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$72,741
−HK$1,927/mo
Today · 4.125%
HK$74,668
baseline
▲ 0.50% · 4.625%
HK$78,604
+HK$3,936/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$149,336/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,786 · Scale 2, in force from 26 Feb 2026)