LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,378
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,478
−HK$1,118/mo
Today · 4.125%
HK$37,596
baseline
▲ 0.50% · 4.625%
HK$39,884
+HK$2,288/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,192/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,358
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,413
−HK$1,071/mo
Today · 4.125%
HK$41,484
baseline
▲ 0.50% · 4.625%
HK$43,671
+HK$2,187/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$82,968/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,453
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,774
−HK$1,342/mo
Today · 4.125%
HK$45,116
baseline
▲ 0.50% · 4.625%
HK$47,861
+HK$2,745/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$90,232/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,229
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,496
−HK$1,285/mo
Today · 4.125%
HK$49,781
baseline
▲ 0.50% · 4.625%
HK$52,405
+HK$2,624/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$99,562/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,529
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$51,070
−HK$1,565/mo
Today · 4.125%
HK$52,635
baseline
▲ 0.50% · 4.625%
HK$55,838
+HK$3,203/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$105,270/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$581,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,101
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$56,578
−HK$1,500/mo
Today · 4.125%
HK$58,078
baseline
▲ 0.50% · 4.625%
HK$61,139
+HK$3,061/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$116,156/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$581,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,680
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$65,661
−HK$2,013/mo
Today · 4.125%
HK$67,674
baseline
▲ 0.50% · 4.625%
HK$71,791
+HK$4,117/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$135,348/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,844
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$72,744
−HK$1,927/mo
Today · 4.125%
HK$74,671
baseline
▲ 0.50% · 4.625%
HK$78,607
+HK$3,936/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$149,342/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,809 · Scale 2, in force from 26 Feb 2026)