LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,379
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,480
−HK$1,118/mo
Today · 4.125%
HK$37,598
baseline
▲ 0.50% · 4.625%
HK$39,886
+HK$2,288/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,196/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,359
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,415
−HK$1,071/mo
Today · 4.125%
HK$41,486
baseline
▲ 0.50% · 4.625%
HK$43,672
+HK$2,186/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$82,972/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,455
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,776
−HK$1,342/mo
Today · 4.125%
HK$45,118
baseline
▲ 0.50% · 4.625%
HK$47,863
+HK$2,745/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$90,236/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,231
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,498
−HK$1,285/mo
Today · 4.125%
HK$49,783
baseline
▲ 0.50% · 4.625%
HK$52,407
+HK$2,624/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$99,566/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,531
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$51,072
−HK$1,565/mo
Today · 4.125%
HK$52,637
baseline
▲ 0.50% · 4.625%
HK$55,840
+HK$3,203/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$105,274/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$581,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,103
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$56,581
−HK$1,499/mo
Today · 4.125%
HK$58,080
baseline
▲ 0.50% · 4.625%
HK$61,141
+HK$3,061/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$116,160/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$581,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,683
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$65,664
−HK$2,012/mo
Today · 4.125%
HK$67,676
baseline
▲ 0.50% · 4.625%
HK$71,794
+HK$4,118/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$135,352/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,847
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$72,747
−HK$1,927/mo
Today · 4.125%
HK$74,674
baseline
▲ 0.50% · 4.625%
HK$78,610
+HK$3,936/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$149,348/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,834 · Scale 2, in force from 26 Feb 2026)