LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,382
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,482
−HK$1,118/mo
Today · 4.125%
HK$37,600
baseline
▲ 0.50% · 4.625%
HK$39,888
+HK$2,288/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,200/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,362
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,417
−HK$1,071/mo
Today · 4.125%
HK$41,488
baseline
▲ 0.50% · 4.625%
HK$43,675
+HK$2,187/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$82,976/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,458
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$43,779
−HK$1,341/mo
Today · 4.125%
HK$45,120
baseline
▲ 0.50% · 4.625%
HK$47,866
+HK$2,746/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$90,240/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,234
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,501
−HK$1,285/mo
Today · 4.125%
HK$49,786
baseline
▲ 0.50% · 4.625%
HK$52,410
+HK$2,624/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$99,572/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,534
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$51,075
−HK$1,565/mo
Today · 4.125%
HK$52,640
baseline
▲ 0.50% · 4.625%
HK$55,843
+HK$3,203/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$105,280/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$581,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,106
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$56,584
−HK$1,499/mo
Today · 4.125%
HK$58,083
baseline
▲ 0.50% · 4.625%
HK$61,145
+HK$3,062/mo
Deposit HK$4.65M · loan HK$10.86M · min. income ≈ HK$116,166/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$581,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,687
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$65,668
−HK$2,012/mo
Today · 4.125%
HK$67,680
baseline
▲ 0.50% · 4.625%
HK$71,799
+HK$4,119/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$135,360/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,851
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$72,751
−HK$1,928/mo
Today · 4.125%
HK$74,679
baseline
▲ 0.50% · 4.625%
HK$78,615
+HK$3,936/mo
Deposit HK$1.55M · loan HK$13.96M · min. income ≈ HK$149,358/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,868 · Scale 2, in force from 26 Feb 2026)