LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,384
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,484
−HK$1,119/mo
Today · 4.125%
HK$37,603
baseline
▲ 0.50% · 4.625%
HK$39,891
+HK$2,288/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,206/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,364
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,420
−HK$1,071/mo
Today · 4.125%
HK$41,491
baseline
▲ 0.50% · 4.625%
HK$43,678
+HK$2,187/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$82,982/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,460
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,781
−HK$1,342/mo
Today · 4.125%
HK$45,123
baseline
▲ 0.50% · 4.625%
HK$47,869
+HK$2,746/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$90,246/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,237
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,504
−HK$1,285/mo
Today · 4.125%
HK$49,789
baseline
▲ 0.50% · 4.625%
HK$52,413
+HK$2,624/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$99,578/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,537
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$51,078
−HK$1,566/mo
Today · 4.125%
HK$52,644
baseline
▲ 0.50% · 4.625%
HK$55,847
+HK$3,203/mo
Deposit HK$4.66M · loan HK$10.86M · min. income ≈ HK$105,288/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$581,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,110
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$56,588
−HK$1,499/mo
Today · 4.125%
HK$58,087
baseline
▲ 0.50% · 4.625%
HK$61,149
+HK$3,062/mo
Deposit HK$4.66M · loan HK$10.86M · min. income ≈ HK$116,174/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$581,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,691
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$65,672
−HK$2,013/mo
Today · 4.125%
HK$67,685
baseline
▲ 0.50% · 4.625%
HK$71,803
+HK$4,118/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$135,370/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,855
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$72,755
−HK$1,928/mo
Today · 4.125%
HK$74,683
baseline
▲ 0.50% · 4.625%
HK$78,620
+HK$3,937/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$149,366/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,903 · Scale 2, in force from 26 Feb 2026)