LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,385
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,486
−HK$1,118/mo
Today · 4.125%
HK$37,604
baseline
▲ 0.50% · 4.625%
HK$39,892
+HK$2,288/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,208/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,365
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,421
−HK$1,071/mo
Today · 4.125%
HK$41,492
baseline
▲ 0.50% · 4.625%
HK$43,679
+HK$2,187/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$82,984/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,462
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,783
−HK$1,342/mo
Today · 4.125%
HK$45,125
baseline
▲ 0.50% · 4.625%
HK$47,870
+HK$2,745/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$90,250/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,239
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,505
−HK$1,286/mo
Today · 4.125%
HK$49,791
baseline
▲ 0.50% · 4.625%
HK$52,415
+HK$2,624/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$99,582/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,539
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$51,080
−HK$1,565/mo
Today · 4.125%
HK$52,645
baseline
▲ 0.50% · 4.625%
HK$55,849
+HK$3,204/mo
Deposit HK$4.66M · loan HK$10.86M · min. income ≈ HK$105,290/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$581,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,112
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$56,590
−HK$1,499/mo
Today · 4.125%
HK$58,089
baseline
▲ 0.50% · 4.625%
HK$61,151
+HK$3,062/mo
Deposit HK$4.66M · loan HK$10.86M · min. income ≈ HK$116,178/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$581,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,693
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$65,674
−HK$2,013/mo
Today · 4.125%
HK$67,687
baseline
▲ 0.50% · 4.625%
HK$71,806
+HK$4,119/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$135,374/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,858
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$72,758
−HK$1,928/mo
Today · 4.125%
HK$74,686
baseline
▲ 0.50% · 4.625%
HK$78,623
+HK$3,937/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$149,372/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,925 · Scale 2, in force from 26 Feb 2026)