LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,385
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,486
−HK$1,118/mo
Today · 4.125%
HK$37,604
baseline
▲ 0.50% · 4.625%
HK$39,892
+HK$2,288/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,208/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,366
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,421
−HK$1,071/mo
Today · 4.125%
HK$41,492
baseline
▲ 0.50% · 4.625%
HK$43,680
+HK$2,188/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$82,984/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,462
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,783
−HK$1,342/mo
Today · 4.125%
HK$45,125
baseline
▲ 0.50% · 4.625%
HK$47,871
+HK$2,746/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$90,250/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,239
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,506
−HK$1,285/mo
Today · 4.125%
HK$49,791
baseline
▲ 0.50% · 4.625%
HK$52,416
+HK$2,625/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$99,582/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,539
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$51,080
−HK$1,566/mo
Today · 4.125%
HK$52,646
baseline
▲ 0.50% · 4.625%
HK$55,849
+HK$3,203/mo
Deposit HK$4.66M · loan HK$10.86M · min. income ≈ HK$105,292/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$581,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,112
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$56,590
−HK$1,499/mo
Today · 4.125%
HK$58,089
baseline
▲ 0.50% · 4.625%
HK$61,151
+HK$3,062/mo
Deposit HK$4.66M · loan HK$10.86M · min. income ≈ HK$116,178/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$581,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,693
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$65,675
−HK$2,012/mo
Today · 4.125%
HK$67,687
baseline
▲ 0.50% · 4.625%
HK$71,806
+HK$4,119/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$135,374/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,858
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$72,759
−HK$1,927/mo
Today · 4.125%
HK$74,686
baseline
▲ 0.50% · 4.625%
HK$78,623
+HK$3,937/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$149,372/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,928 · Scale 2, in force from 26 Feb 2026)