LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,387
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,487
−HK$1,119/mo
Today · 4.125%
HK$37,606
baseline
▲ 0.50% · 4.625%
HK$39,894
+HK$2,288/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,212/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,367
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,423
−HK$1,071/mo
Today · 4.125%
HK$41,494
baseline
▲ 0.50% · 4.625%
HK$43,681
+HK$2,187/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$82,988/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,464
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,785
−HK$1,342/mo
Today · 4.125%
HK$45,127
baseline
▲ 0.50% · 4.625%
HK$47,873
+HK$2,746/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$90,254/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,241
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,508
−HK$1,285/mo
Today · 4.125%
HK$49,793
baseline
▲ 0.50% · 4.625%
HK$52,417
+HK$2,624/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$99,586/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,541
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$51,082
−HK$1,566/mo
Today · 4.125%
HK$52,648
baseline
▲ 0.50% · 4.625%
HK$55,851
+HK$3,203/mo
Deposit HK$4.66M · loan HK$10.86M · min. income ≈ HK$105,296/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$581,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,114
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,592
−HK$1,500/mo
Today · 4.125%
HK$58,092
baseline
▲ 0.50% · 4.625%
HK$61,154
+HK$3,062/mo
Deposit HK$4.66M · loan HK$10.86M · min. income ≈ HK$116,184/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$581,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,696
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$65,677
−HK$2,013/mo
Today · 4.125%
HK$67,690
baseline
▲ 0.50% · 4.625%
HK$71,809
+HK$4,119/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$135,380/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,861
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$72,761
−HK$1,928/mo
Today · 4.125%
HK$74,689
baseline
▲ 0.50% · 4.625%
HK$78,626
+HK$3,937/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$149,378/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,950 · Scale 2, in force from 26 Feb 2026)