LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,387
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,488
−HK$1,118/mo
Today · 4.125%
HK$37,606
baseline
▲ 0.50% · 4.625%
HK$39,895
+HK$2,289/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,212/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,368
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,424
−HK$1,071/mo
Today · 4.125%
HK$41,495
baseline
▲ 0.50% · 4.625%
HK$43,682
+HK$2,187/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$82,990/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,465
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,786
−HK$1,342/mo
Today · 4.125%
HK$45,128
baseline
▲ 0.50% · 4.625%
HK$47,873
+HK$2,745/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$90,256/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,242
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,509
−HK$1,285/mo
Today · 4.125%
HK$49,794
baseline
▲ 0.50% · 4.625%
HK$52,419
+HK$2,625/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$99,588/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,542
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$51,083
−HK$1,566/mo
Today · 4.125%
HK$52,649
baseline
▲ 0.50% · 4.625%
HK$55,852
+HK$3,203/mo
Deposit HK$4.66M · loan HK$10.86M · min. income ≈ HK$105,298/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$581,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,115
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,593
−HK$1,500/mo
Today · 4.125%
HK$58,093
baseline
▲ 0.50% · 4.625%
HK$61,155
+HK$3,062/mo
Deposit HK$4.66M · loan HK$10.86M · min. income ≈ HK$116,186/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$581,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,697
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$65,678
−HK$2,013/mo
Today · 4.125%
HK$67,691
baseline
▲ 0.50% · 4.625%
HK$71,810
+HK$4,119/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$135,382/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,862
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$72,763
−HK$1,928/mo
Today · 4.125%
HK$74,691
baseline
▲ 0.50% · 4.625%
HK$78,628
+HK$3,937/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$149,382/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,962 · Scale 2, in force from 26 Feb 2026)