LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,389
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,489
−HK$1,119/mo
Today · 4.125%
HK$37,608
baseline
▲ 0.50% · 4.625%
HK$39,896
+HK$2,288/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,216/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,369
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,425
−HK$1,071/mo
Today · 4.125%
HK$41,496
baseline
▲ 0.50% · 4.625%
HK$43,684
+HK$2,188/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$82,992/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$581,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,466
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,787
−HK$1,342/mo
Today · 4.125%
HK$45,129
baseline
▲ 0.50% · 4.625%
HK$47,875
+HK$2,746/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$90,258/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,243
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$48,510
−HK$1,286/mo
Today · 4.125%
HK$49,796
baseline
▲ 0.50% · 4.625%
HK$52,420
+HK$2,624/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$99,592/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$581,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,544
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$51,085
−HK$1,566/mo
Today · 4.125%
HK$52,651
baseline
▲ 0.50% · 4.625%
HK$55,854
+HK$3,203/mo
Deposit HK$4.66M · loan HK$10.86M · min. income ≈ HK$105,302/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$581,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,117
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,595
−HK$1,500/mo
Today · 4.125%
HK$58,095
baseline
▲ 0.50% · 4.625%
HK$61,157
+HK$3,062/mo
Deposit HK$4.66M · loan HK$10.86M · min. income ≈ HK$116,190/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$581,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,699
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$65,681
−HK$2,013/mo
Today · 4.125%
HK$67,694
baseline
▲ 0.50% · 4.625%
HK$71,813
+HK$4,119/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$135,388/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,865
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$72,765
−HK$1,929/mo
Today · 4.125%
HK$74,694
baseline
▲ 0.50% · 4.625%
HK$78,631
+HK$3,937/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$149,388/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$581,983 · Scale 2, in force from 26 Feb 2026)