LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,390
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,491
−HK$1,118/mo
Today · 4.125%
HK$37,609
baseline
▲ 0.50% · 4.625%
HK$39,898
+HK$2,289/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,218/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$582,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,371
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,427
−HK$1,071/mo
Today · 4.125%
HK$41,498
baseline
▲ 0.50% · 4.625%
HK$43,685
+HK$2,187/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$82,996/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$582,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,468
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,789
−HK$1,342/mo
Today · 4.125%
HK$45,131
baseline
▲ 0.50% · 4.625%
HK$47,877
+HK$2,746/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$90,262/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,245
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$48,512
−HK$1,286/mo
Today · 4.125%
HK$49,798
baseline
▲ 0.50% · 4.625%
HK$52,423
+HK$2,625/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$99,596/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,546
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$51,087
−HK$1,566/mo
Today · 4.125%
HK$52,653
baseline
▲ 0.50% · 4.625%
HK$55,857
+HK$3,204/mo
Deposit HK$4.66M · loan HK$10.86M · min. income ≈ HK$105,306/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,119
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,598
−HK$1,499/mo
Today · 4.125%
HK$58,097
baseline
▲ 0.50% · 4.625%
HK$61,160
+HK$3,063/mo
Deposit HK$4.66M · loan HK$10.86M · min. income ≈ HK$116,194/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,702
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$65,683
−HK$2,014/mo
Today · 4.125%
HK$67,697
baseline
▲ 0.50% · 4.625%
HK$71,816
+HK$4,119/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$135,394/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$582,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,868
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$72,768
−HK$1,928/mo
Today · 4.125%
HK$74,696
baseline
▲ 0.50% · 4.625%
HK$78,634
+HK$3,938/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$149,392/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$582,006 · Scale 2, in force from 26 Feb 2026)