LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,391
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,492
−HK$1,118/mo
Today · 4.125%
HK$37,610
baseline
▲ 0.50% · 4.625%
HK$39,899
+HK$2,289/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,220/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$582,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,372
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,428
−HK$1,071/mo
Today · 4.125%
HK$41,499
baseline
▲ 0.50% · 4.625%
HK$43,687
+HK$2,188/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$82,998/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$582,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,469
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,790
−HK$1,342/mo
Today · 4.125%
HK$45,132
baseline
▲ 0.50% · 4.625%
HK$47,878
+HK$2,746/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$90,264/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,246
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$48,513
−HK$1,286/mo
Today · 4.125%
HK$49,799
baseline
▲ 0.50% · 4.625%
HK$52,424
+HK$2,625/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$99,598/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,547
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$51,088
−HK$1,566/mo
Today · 4.125%
HK$52,654
baseline
▲ 0.50% · 4.625%
HK$55,858
+HK$3,204/mo
Deposit HK$4.66M · loan HK$10.86M · min. income ≈ HK$105,308/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,121
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,599
−HK$1,500/mo
Today · 4.125%
HK$58,099
baseline
▲ 0.50% · 4.625%
HK$61,161
+HK$3,062/mo
Deposit HK$4.66M · loan HK$10.86M · min. income ≈ HK$116,198/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,703
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$65,685
−HK$2,013/mo
Today · 4.125%
HK$67,698
baseline
▲ 0.50% · 4.625%
HK$71,817
+HK$4,119/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$135,396/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$582,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,869
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$72,770
−HK$1,928/mo
Today · 4.125%
HK$74,698
baseline
▲ 0.50% · 4.625%
HK$78,636
+HK$3,938/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$149,396/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$582,020 · Scale 2, in force from 26 Feb 2026)