LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,392
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,493
−HK$1,119/mo
Today · 4.125%
HK$37,612
baseline
▲ 0.50% · 4.625%
HK$39,900
+HK$2,288/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,224/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$582,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,374
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,430
−HK$1,071/mo
Today · 4.125%
HK$41,501
baseline
▲ 0.50% · 4.625%
HK$43,688
+HK$2,187/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$83,002/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$582,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,471
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,792
−HK$1,342/mo
Today · 4.125%
HK$45,134
baseline
▲ 0.50% · 4.625%
HK$47,880
+HK$2,746/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$90,268/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,248
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$48,516
−HK$1,285/mo
Today · 4.125%
HK$49,801
baseline
▲ 0.50% · 4.625%
HK$52,426
+HK$2,625/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$99,602/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,549
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$51,091
−HK$1,565/mo
Today · 4.125%
HK$52,656
baseline
▲ 0.50% · 4.625%
HK$55,861
+HK$3,205/mo
Deposit HK$4.66M · loan HK$10.86M · min. income ≈ HK$105,312/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,123
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,601
−HK$1,500/mo
Today · 4.125%
HK$58,101
baseline
▲ 0.50% · 4.625%
HK$61,164
+HK$3,063/mo
Deposit HK$4.66M · loan HK$10.86M · min. income ≈ HK$116,202/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,706
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$65,688
−HK$2,013/mo
Today · 4.125%
HK$67,701
baseline
▲ 0.50% · 4.625%
HK$71,821
+HK$4,120/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$135,402/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$582,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,873
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$72,773
−HK$1,929/mo
Today · 4.125%
HK$74,702
baseline
▲ 0.50% · 4.625%
HK$78,639
+HK$3,937/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$149,404/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$582,046 · Scale 2, in force from 26 Feb 2026)