LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,393
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,494
−HK$1,118/mo
Today · 4.125%
HK$37,612
baseline
▲ 0.50% · 4.625%
HK$39,901
+HK$2,289/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,224/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$582,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,374
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,430
−HK$1,072/mo
Today · 4.125%
HK$41,502
baseline
▲ 0.50% · 4.625%
HK$43,689
+HK$2,187/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$83,004/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$582,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,471
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$43,793
−HK$1,342/mo
Today · 4.125%
HK$45,135
baseline
▲ 0.50% · 4.625%
HK$47,881
+HK$2,746/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$90,270/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,249
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$48,516
−HK$1,286/mo
Today · 4.125%
HK$49,802
baseline
▲ 0.50% · 4.625%
HK$52,427
+HK$2,625/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$99,604/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,550
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$51,091
−HK$1,566/mo
Today · 4.125%
HK$52,657
baseline
▲ 0.50% · 4.625%
HK$55,861
+HK$3,204/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$105,314/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,124
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,602
−HK$1,500/mo
Today · 4.125%
HK$58,102
baseline
▲ 0.50% · 4.625%
HK$61,165
+HK$3,063/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$116,204/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,707
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$65,689
−HK$2,013/mo
Today · 4.125%
HK$67,702
baseline
▲ 0.50% · 4.625%
HK$71,822
+HK$4,120/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$135,404/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$582,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,874
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$72,774
−HK$1,929/mo
Today · 4.125%
HK$74,703
baseline
▲ 0.50% · 4.625%
HK$78,640
+HK$3,937/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$149,406/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$582,055 · Scale 2, in force from 26 Feb 2026)