LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,395
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,496
−HK$1,119/mo
Today · 4.125%
HK$37,615
baseline
▲ 0.50% · 4.625%
HK$39,903
+HK$2,288/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,230/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$582,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,377
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,433
−HK$1,071/mo
Today · 4.125%
HK$41,504
baseline
▲ 0.50% · 4.625%
HK$43,692
+HK$2,188/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$83,008/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$582,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,474
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,795
−HK$1,342/mo
Today · 4.125%
HK$45,137
baseline
▲ 0.50% · 4.625%
HK$47,884
+HK$2,747/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$90,274/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,252
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$48,519
−HK$1,286/mo
Today · 4.125%
HK$49,805
baseline
▲ 0.50% · 4.625%
HK$52,430
+HK$2,625/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$99,610/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,553
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$51,094
−HK$1,566/mo
Today · 4.125%
HK$52,660
baseline
▲ 0.50% · 4.625%
HK$55,865
+HK$3,205/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$105,320/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,127
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,606
−HK$1,499/mo
Today · 4.125%
HK$58,105
baseline
▲ 0.50% · 4.625%
HK$61,168
+HK$3,063/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$116,210/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,711
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$65,693
−HK$2,013/mo
Today · 4.125%
HK$67,706
baseline
▲ 0.50% · 4.625%
HK$71,826
+HK$4,120/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$135,412/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$582,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,878
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$72,779
−HK$1,928/mo
Today · 4.125%
HK$74,707
baseline
▲ 0.50% · 4.625%
HK$78,645
+HK$3,938/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$149,414/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$582,089 · Scale 2, in force from 26 Feb 2026)