LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,399
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,500
−HK$1,119/mo
Today · 4.125%
HK$37,619
baseline
▲ 0.50% · 4.625%
HK$39,908
+HK$2,289/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,238/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$582,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,381
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,437
−HK$1,072/mo
Today · 4.125%
HK$41,509
baseline
▲ 0.50% · 4.625%
HK$43,697
+HK$2,188/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$83,018/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$582,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,479
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$43,800
−HK$1,343/mo
Today · 4.125%
HK$45,143
baseline
▲ 0.50% · 4.625%
HK$47,890
+HK$2,747/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$90,286/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,257
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,525
−HK$1,286/mo
Today · 4.125%
HK$49,811
baseline
▲ 0.50% · 4.625%
HK$52,436
+HK$2,625/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$99,622/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,559
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$51,100
−HK$1,567/mo
Today · 4.125%
HK$52,667
baseline
▲ 0.50% · 4.625%
HK$55,871
+HK$3,204/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$105,334/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,134
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,612
−HK$1,500/mo
Today · 4.125%
HK$58,112
baseline
▲ 0.50% · 4.625%
HK$61,176
+HK$3,064/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$116,224/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,718
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$65,700
−HK$2,014/mo
Today · 4.125%
HK$67,714
baseline
▲ 0.50% · 4.625%
HK$71,834
+HK$4,120/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$135,428/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$582,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,886
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$72,787
−HK$1,929/mo
Today · 4.125%
HK$74,716
baseline
▲ 0.50% · 4.625%
HK$78,654
+HK$3,938/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$149,432/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$582,157 · Scale 2, in force from 26 Feb 2026)