LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,400
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,501
−HK$1,119/mo
Today · 4.125%
HK$37,620
baseline
▲ 0.50% · 4.625%
HK$39,909
+HK$2,289/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,240/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$582,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,382
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,438
−HK$1,072/mo
Today · 4.125%
HK$41,510
baseline
▲ 0.50% · 4.625%
HK$43,698
+HK$2,188/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$83,020/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$582,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,480
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$43,801
−HK$1,343/mo
Today · 4.125%
HK$45,144
baseline
▲ 0.50% · 4.625%
HK$47,891
+HK$2,747/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$90,288/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,258
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,526
−HK$1,286/mo
Today · 4.125%
HK$49,812
baseline
▲ 0.50% · 4.625%
HK$52,437
+HK$2,625/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$99,624/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,560
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$51,101
−HK$1,567/mo
Today · 4.125%
HK$52,668
baseline
▲ 0.50% · 4.625%
HK$55,872
+HK$3,204/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$105,336/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,135
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,613
−HK$1,501/mo
Today · 4.125%
HK$58,114
baseline
▲ 0.50% · 4.625%
HK$61,177
+HK$3,063/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$116,228/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,720
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$65,702
−HK$2,014/mo
Today · 4.125%
HK$67,716
baseline
▲ 0.50% · 4.625%
HK$71,836
+HK$4,120/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$135,432/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$582,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,888
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$72,789
−HK$1,928/mo
Today · 4.125%
HK$74,717
baseline
▲ 0.50% · 4.625%
HK$78,656
+HK$3,939/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$149,434/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$582,169 · Scale 2, in force from 26 Feb 2026)