LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,401
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,502
−HK$1,119/mo
Today · 4.125%
HK$37,621
baseline
▲ 0.50% · 4.625%
HK$39,910
+HK$2,289/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,242/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$582,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,383
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,439
−HK$1,072/mo
Today · 4.125%
HK$41,511
baseline
▲ 0.50% · 4.625%
HK$43,699
+HK$2,188/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$83,022/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$582,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,481
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$43,802
−HK$1,343/mo
Today · 4.125%
HK$45,145
baseline
▲ 0.50% · 4.625%
HK$47,892
+HK$2,747/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$90,290/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,259
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,527
−HK$1,286/mo
Today · 4.125%
HK$49,813
baseline
▲ 0.50% · 4.625%
HK$52,438
+HK$2,625/mo
Deposit HK$6.21M · loan HK$9.31M · min. income ≈ HK$99,626/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,561
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$51,102
−HK$1,567/mo
Today · 4.125%
HK$52,669
baseline
▲ 0.50% · 4.625%
HK$55,873
+HK$3,204/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$105,338/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,136
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,615
−HK$1,500/mo
Today · 4.125%
HK$58,115
baseline
▲ 0.50% · 4.625%
HK$61,178
+HK$3,063/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$116,230/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,721
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$65,703
−HK$2,014/mo
Today · 4.125%
HK$67,717
baseline
▲ 0.50% · 4.625%
HK$71,837
+HK$4,120/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$135,434/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$582,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,889
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$72,790
−HK$1,929/mo
Today · 4.125%
HK$74,719
baseline
▲ 0.50% · 4.625%
HK$78,657
+HK$3,938/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$149,438/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$582,181 · Scale 2, in force from 26 Feb 2026)