LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,402
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,503
−HK$1,119/mo
Today · 4.125%
HK$37,622
baseline
▲ 0.50% · 4.625%
HK$39,911
+HK$2,289/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,244/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$582,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,384
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,441
−HK$1,071/mo
Today · 4.125%
HK$41,512
baseline
▲ 0.50% · 4.625%
HK$43,700
+HK$2,188/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$83,024/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$582,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,482
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$43,804
−HK$1,342/mo
Today · 4.125%
HK$45,146
baseline
▲ 0.50% · 4.625%
HK$47,893
+HK$2,747/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$90,292/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,261
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,529
−HK$1,286/mo
Today · 4.125%
HK$49,815
baseline
▲ 0.50% · 4.625%
HK$52,440
+HK$2,625/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$99,630/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,563
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$51,104
−HK$1,567/mo
Today · 4.125%
HK$52,671
baseline
▲ 0.50% · 4.625%
HK$55,876
+HK$3,205/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$105,342/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,138
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,617
−HK$1,500/mo
Today · 4.125%
HK$58,117
baseline
▲ 0.50% · 4.625%
HK$61,180
+HK$3,063/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$116,234/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,724
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$65,706
−HK$2,014/mo
Today · 4.125%
HK$67,720
baseline
▲ 0.50% · 4.625%
HK$71,840
+HK$4,120/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$135,440/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$582,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,892
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$72,793
−HK$1,929/mo
Today · 4.125%
HK$74,722
baseline
▲ 0.50% · 4.625%
HK$78,661
+HK$3,939/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$149,444/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$582,204 · Scale 2, in force from 26 Feb 2026)