LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,402
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,504
−HK$1,118/mo
Today · 4.125%
HK$37,622
baseline
▲ 0.50% · 4.625%
HK$39,912
+HK$2,290/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,244/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,385
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,441
−HK$1,072/mo
Today · 4.125%
HK$41,513
baseline
▲ 0.50% · 4.625%
HK$43,701
+HK$2,188/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$83,026/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,483
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$43,804
−HK$1,343/mo
Today · 4.125%
HK$45,147
baseline
▲ 0.50% · 4.625%
HK$47,894
+HK$2,747/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$90,294/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,262
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$48,529
−HK$1,286/mo
Today · 4.125%
HK$49,815
baseline
▲ 0.50% · 4.625%
HK$52,441
+HK$2,626/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$99,630/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,563
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$51,105
−HK$1,566/mo
Today · 4.125%
HK$52,671
baseline
▲ 0.50% · 4.625%
HK$55,876
+HK$3,205/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$105,342/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,139
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,618
−HK$1,500/mo
Today · 4.125%
HK$58,118
baseline
▲ 0.50% · 4.625%
HK$61,181
+HK$3,063/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$116,236/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,724
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$65,707
−HK$2,013/mo
Today · 4.125%
HK$67,720
baseline
▲ 0.50% · 4.625%
HK$71,841
+HK$4,121/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$135,440/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$582,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,893
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$72,794
−HK$1,929/mo
Today · 4.125%
HK$74,723
baseline
▲ 0.50% · 4.625%
HK$78,662
+HK$3,939/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$149,446/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$582,211 · Scale 2, in force from 26 Feb 2026)