LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,404
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,505
−HK$1,119/mo
Today · 4.125%
HK$37,624
baseline
▲ 0.50% · 4.625%
HK$39,913
+HK$2,289/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,248/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,386
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,443
−HK$1,071/mo
Today · 4.125%
HK$41,514
baseline
▲ 0.50% · 4.625%
HK$43,703
+HK$2,189/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$83,028/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,485
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$43,806
−HK$1,343/mo
Today · 4.125%
HK$45,149
baseline
▲ 0.50% · 4.625%
HK$47,896
+HK$2,747/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$90,298/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,264
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$48,531
−HK$1,286/mo
Today · 4.125%
HK$49,817
baseline
▲ 0.50% · 4.625%
HK$52,443
+HK$2,626/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$99,634/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,565
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$51,107
−HK$1,566/mo
Today · 4.125%
HK$52,673
baseline
▲ 0.50% · 4.625%
HK$55,878
+HK$3,205/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$105,346/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,141
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,620
−HK$1,500/mo
Today · 4.125%
HK$58,120
baseline
▲ 0.50% · 4.625%
HK$61,184
+HK$3,064/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$116,240/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,727
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$65,709
−HK$2,014/mo
Today · 4.125%
HK$67,723
baseline
▲ 0.50% · 4.625%
HK$71,844
+HK$4,121/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$135,446/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$582,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,895
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,797
−HK$1,929/mo
Today · 4.125%
HK$74,726
baseline
▲ 0.50% · 4.625%
HK$78,665
+HK$3,939/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$149,452/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$582,234 · Scale 2, in force from 26 Feb 2026)