LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,405
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,506
−HK$1,119/mo
Today · 4.125%
HK$37,625
baseline
▲ 0.50% · 4.625%
HK$39,914
+HK$2,289/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,250/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,387
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,444
−HK$1,071/mo
Today · 4.125%
HK$41,515
baseline
▲ 0.50% · 4.625%
HK$43,704
+HK$2,189/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$83,030/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,486
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$43,807
−HK$1,343/mo
Today · 4.125%
HK$45,150
baseline
▲ 0.50% · 4.625%
HK$47,897
+HK$2,747/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$90,300/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,265
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,533
−HK$1,286/mo
Today · 4.125%
HK$49,819
baseline
▲ 0.50% · 4.625%
HK$52,445
+HK$2,626/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$99,638/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,567
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$51,109
−HK$1,566/mo
Today · 4.125%
HK$52,675
baseline
▲ 0.50% · 4.625%
HK$55,880
+HK$3,205/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$105,350/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,142
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$56,621
−HK$1,501/mo
Today · 4.125%
HK$58,122
baseline
▲ 0.50% · 4.625%
HK$61,185
+HK$3,063/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$116,244/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,729
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$65,711
−HK$2,014/mo
Today · 4.125%
HK$67,725
baseline
▲ 0.50% · 4.625%
HK$71,846
+HK$4,121/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$135,450/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$582,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,897
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,799
−HK$1,929/mo
Today · 4.125%
HK$74,728
baseline
▲ 0.50% · 4.625%
HK$78,667
+HK$3,939/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$149,456/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$582,251 · Scale 2, in force from 26 Feb 2026)