LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,406
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,507
−HK$1,119/mo
Today · 4.125%
HK$37,626
baseline
▲ 0.50% · 4.625%
HK$39,915
+HK$2,289/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,252/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,389
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,445
−HK$1,072/mo
Today · 4.125%
HK$41,517
baseline
▲ 0.50% · 4.625%
HK$43,705
+HK$2,188/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$83,034/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,487
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$43,808
−HK$1,343/mo
Today · 4.125%
HK$45,151
baseline
▲ 0.50% · 4.625%
HK$47,899
+HK$2,748/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$90,302/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,266
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,534
−HK$1,286/mo
Today · 4.125%
HK$49,820
baseline
▲ 0.50% · 4.625%
HK$52,446
+HK$2,626/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$99,640/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,568
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$51,110
−HK$1,566/mo
Today · 4.125%
HK$52,676
baseline
▲ 0.50% · 4.625%
HK$55,882
+HK$3,206/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$105,352/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,144
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,623
−HK$1,500/mo
Today · 4.125%
HK$58,123
baseline
▲ 0.50% · 4.625%
HK$61,187
+HK$3,064/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$116,246/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,730
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,713
−HK$2,014/mo
Today · 4.125%
HK$67,727
baseline
▲ 0.50% · 4.625%
HK$71,848
+HK$4,121/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$135,454/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$582,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,899
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,801
−HK$1,929/mo
Today · 4.125%
HK$74,730
baseline
▲ 0.50% · 4.625%
HK$78,669
+HK$3,939/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$149,460/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$582,266 · Scale 2, in force from 26 Feb 2026)