LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,406
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,508
−HK$1,119/mo
Today · 4.125%
HK$37,627
baseline
▲ 0.50% · 4.625%
HK$39,916
+HK$2,289/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,254/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,389
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,445
−HK$1,072/mo
Today · 4.125%
HK$41,517
baseline
▲ 0.50% · 4.625%
HK$43,706
+HK$2,189/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$83,034/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,487
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$43,809
−HK$1,343/mo
Today · 4.125%
HK$45,152
baseline
▲ 0.50% · 4.625%
HK$47,899
+HK$2,747/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$90,304/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,267
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,535
−HK$1,286/mo
Today · 4.125%
HK$49,821
baseline
▲ 0.50% · 4.625%
HK$52,447
+HK$2,626/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$99,642/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,569
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$51,111
−HK$1,566/mo
Today · 4.125%
HK$52,677
baseline
▲ 0.50% · 4.625%
HK$55,882
+HK$3,205/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$105,354/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,145
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,624
−HK$1,500/mo
Today · 4.125%
HK$58,124
baseline
▲ 0.50% · 4.625%
HK$61,188
+HK$3,064/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$116,248/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,731
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,714
−HK$2,014/mo
Today · 4.125%
HK$67,728
baseline
▲ 0.50% · 4.625%
HK$71,849
+HK$4,121/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$135,456/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,900
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,802
−HK$1,929/mo
Today · 4.125%
HK$74,731
baseline
▲ 0.50% · 4.625%
HK$78,670
+HK$3,939/mo
Deposit HK$1.55M · loan HK$13.97M · min. income ≈ HK$149,462/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,274 · Scale 2, in force from 26 Feb 2026)