LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,408
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,509
−HK$1,119/mo
Today · 4.125%
HK$37,628
baseline
▲ 0.50% · 4.625%
HK$39,918
+HK$2,290/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,256/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,391
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,447
−HK$1,072/mo
Today · 4.125%
HK$41,519
baseline
▲ 0.50% · 4.625%
HK$43,708
+HK$2,189/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$83,038/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,490
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$43,811
−HK$1,343/mo
Today · 4.125%
HK$45,154
baseline
▲ 0.50% · 4.625%
HK$47,901
+HK$2,747/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$90,308/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,269
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,537
−HK$1,286/mo
Today · 4.125%
HK$49,823
baseline
▲ 0.50% · 4.625%
HK$52,449
+HK$2,626/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$99,646/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,571
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$51,113
−HK$1,567/mo
Today · 4.125%
HK$52,680
baseline
▲ 0.50% · 4.625%
HK$55,885
+HK$3,205/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$105,360/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,147
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$56,626
−HK$1,501/mo
Today · 4.125%
HK$58,127
baseline
▲ 0.50% · 4.625%
HK$61,191
+HK$3,064/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$116,254/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,734
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,717
−HK$2,014/mo
Today · 4.125%
HK$67,731
baseline
▲ 0.50% · 4.625%
HK$71,852
+HK$4,121/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$135,462/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,904
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$72,805
−HK$1,929/mo
Today · 4.125%
HK$74,734
baseline
▲ 0.50% · 4.625%
HK$78,674
+HK$3,940/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$149,468/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,302 · Scale 2, in force from 26 Feb 2026)