LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,409
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,511
−HK$1,119/mo
Today · 4.125%
HK$37,630
baseline
▲ 0.50% · 4.625%
HK$39,919
+HK$2,289/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,260/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,392
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,449
−HK$1,072/mo
Today · 4.125%
HK$41,521
baseline
▲ 0.50% · 4.625%
HK$43,709
+HK$2,188/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$83,042/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,491
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$43,813
−HK$1,342/mo
Today · 4.125%
HK$45,155
baseline
▲ 0.50% · 4.625%
HK$47,903
+HK$2,748/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$90,310/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,271
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,539
−HK$1,286/mo
Today · 4.125%
HK$49,825
baseline
▲ 0.50% · 4.625%
HK$52,451
+HK$2,626/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$99,650/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,573
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$51,115
−HK$1,566/mo
Today · 4.125%
HK$52,681
baseline
▲ 0.50% · 4.625%
HK$55,887
+HK$3,206/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$105,362/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,149
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$56,628
−HK$1,501/mo
Today · 4.125%
HK$58,129
baseline
▲ 0.50% · 4.625%
HK$61,193
+HK$3,064/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$116,258/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,736
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,719
−HK$2,014/mo
Today · 4.125%
HK$67,733
baseline
▲ 0.50% · 4.625%
HK$71,855
+HK$4,122/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$135,466/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,906
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,808
−HK$1,929/mo
Today · 4.125%
HK$74,737
baseline
▲ 0.50% · 4.625%
HK$78,676
+HK$3,939/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$149,474/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,322 · Scale 2, in force from 26 Feb 2026)