LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,409
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,511
−HK$1,119/mo
Today · 4.125%
HK$37,630
baseline
▲ 0.50% · 4.625%
HK$39,920
+HK$2,290/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,260/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,393
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,449
−HK$1,072/mo
Today · 4.125%
HK$41,521
baseline
▲ 0.50% · 4.625%
HK$43,709
+HK$2,188/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$83,042/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,491
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$43,813
−HK$1,343/mo
Today · 4.125%
HK$45,156
baseline
▲ 0.50% · 4.625%
HK$47,903
+HK$2,747/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$90,312/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,271
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,539
−HK$1,286/mo
Today · 4.125%
HK$49,825
baseline
▲ 0.50% · 4.625%
HK$52,451
+HK$2,626/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$99,650/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,573
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$51,115
−HK$1,567/mo
Today · 4.125%
HK$52,682
baseline
▲ 0.50% · 4.625%
HK$55,887
+HK$3,205/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$105,364/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,150
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,629
−HK$1,500/mo
Today · 4.125%
HK$58,129
baseline
▲ 0.50% · 4.625%
HK$61,193
+HK$3,064/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$116,258/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,737
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,719
−HK$2,015/mo
Today · 4.125%
HK$67,734
baseline
▲ 0.50% · 4.625%
HK$71,855
+HK$4,121/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$135,468/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,907
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,808
−HK$1,930/mo
Today · 4.125%
HK$74,738
baseline
▲ 0.50% · 4.625%
HK$78,677
+HK$3,939/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$149,476/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,326 · Scale 2, in force from 26 Feb 2026)