LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,410
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,512
−HK$1,119/mo
Today · 4.125%
HK$37,631
baseline
▲ 0.50% · 4.625%
HK$39,920
+HK$2,289/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,262/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,393
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,450
−HK$1,072/mo
Today · 4.125%
HK$41,522
baseline
▲ 0.50% · 4.625%
HK$43,710
+HK$2,188/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$83,044/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,492
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$43,814
−HK$1,343/mo
Today · 4.125%
HK$45,157
baseline
▲ 0.50% · 4.625%
HK$47,904
+HK$2,747/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$90,314/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,272
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,540
−HK$1,286/mo
Today · 4.125%
HK$49,826
baseline
▲ 0.50% · 4.625%
HK$52,452
+HK$2,626/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$99,652/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,574
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$51,116
−HK$1,567/mo
Today · 4.125%
HK$52,683
baseline
▲ 0.50% · 4.625%
HK$55,888
+HK$3,205/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$105,366/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,151
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,630
−HK$1,500/mo
Today · 4.125%
HK$58,130
baseline
▲ 0.50% · 4.625%
HK$61,194
+HK$3,064/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$116,260/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,738
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,721
−HK$2,014/mo
Today · 4.125%
HK$67,735
baseline
▲ 0.50% · 4.625%
HK$71,857
+HK$4,122/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$135,470/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,908
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,810
−HK$1,929/mo
Today · 4.125%
HK$74,739
baseline
▲ 0.50% · 4.625%
HK$78,679
+HK$3,940/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$149,478/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,337 · Scale 2, in force from 26 Feb 2026)