LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,411
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,513
−HK$1,119/mo
Today · 4.125%
HK$37,632
baseline
▲ 0.50% · 4.625%
HK$39,922
+HK$2,290/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,264/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,395
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,451
−HK$1,072/mo
Today · 4.125%
HK$41,523
baseline
▲ 0.50% · 4.625%
HK$43,712
+HK$2,189/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$83,046/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,494
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$43,815
−HK$1,343/mo
Today · 4.125%
HK$45,158
baseline
▲ 0.50% · 4.625%
HK$47,906
+HK$2,748/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$90,316/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,274
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,542
−HK$1,286/mo
Today · 4.125%
HK$49,828
baseline
▲ 0.50% · 4.625%
HK$52,454
+HK$2,626/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$99,656/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,576
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$51,118
−HK$1,567/mo
Today · 4.125%
HK$52,685
baseline
▲ 0.50% · 4.625%
HK$55,890
+HK$3,205/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$105,370/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,153
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,632
−HK$1,500/mo
Today · 4.125%
HK$58,132
baseline
▲ 0.50% · 4.625%
HK$61,197
+HK$3,065/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$116,264/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,740
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,723
−HK$2,014/mo
Today · 4.125%
HK$67,737
baseline
▲ 0.50% · 4.625%
HK$71,859
+HK$4,122/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$135,474/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,911
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,812
−HK$1,930/mo
Today · 4.125%
HK$74,742
baseline
▲ 0.50% · 4.625%
HK$78,681
+HK$3,939/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$149,484/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,358 · Scale 2, in force from 26 Feb 2026)