LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,412
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,514
−HK$1,119/mo
Today · 4.125%
HK$37,633
baseline
▲ 0.50% · 4.625%
HK$39,923
+HK$2,290/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$75,266/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,396
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,452
−HK$1,072/mo
Today · 4.125%
HK$41,524
baseline
▲ 0.50% · 4.625%
HK$43,713
+HK$2,189/mo
Deposit HK$7.76M · loan HK$7.76M · min. income ≈ HK$83,048/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,494
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$43,816
−HK$1,343/mo
Today · 4.125%
HK$45,159
baseline
▲ 0.50% · 4.625%
HK$47,907
+HK$2,748/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$90,318/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,275
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,543
−HK$1,286/mo
Today · 4.125%
HK$49,829
baseline
▲ 0.50% · 4.625%
HK$52,455
+HK$2,626/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$99,658/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,577
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$51,119
−HK$1,567/mo
Today · 4.125%
HK$52,686
baseline
▲ 0.50% · 4.625%
HK$55,892
+HK$3,206/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$105,372/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,154
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$56,633
−HK$1,501/mo
Today · 4.125%
HK$58,134
baseline
▲ 0.50% · 4.625%
HK$61,198
+HK$3,064/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$116,268/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,742
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,724
−HK$2,015/mo
Today · 4.125%
HK$67,739
baseline
▲ 0.50% · 4.625%
HK$71,861
+HK$4,122/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$135,478/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,912
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,814
−HK$1,929/mo
Today · 4.125%
HK$74,743
baseline
▲ 0.50% · 4.625%
HK$78,683
+HK$3,940/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$149,486/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,370 · Scale 2, in force from 26 Feb 2026)