LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,413
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,514
−HK$1,120/mo
Today · 4.125%
HK$37,634
baseline
▲ 0.50% · 4.625%
HK$39,923
+HK$2,289/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,268/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,396
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,453
−HK$1,072/mo
Today · 4.125%
HK$41,525
baseline
▲ 0.50% · 4.625%
HK$43,714
+HK$2,189/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,050/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,495
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$43,817
−HK$1,343/mo
Today · 4.125%
HK$45,160
baseline
▲ 0.50% · 4.625%
HK$47,908
+HK$2,748/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$90,320/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,276
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,544
−HK$1,286/mo
Today · 4.125%
HK$49,830
baseline
▲ 0.50% · 4.625%
HK$52,456
+HK$2,626/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$99,660/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,578
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$51,120
−HK$1,567/mo
Today · 4.125%
HK$52,687
baseline
▲ 0.50% · 4.625%
HK$55,893
+HK$3,206/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$105,374/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,155
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$56,634
−HK$1,501/mo
Today · 4.125%
HK$58,135
baseline
▲ 0.50% · 4.625%
HK$61,199
+HK$3,064/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$116,270/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,743
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,726
−HK$2,014/mo
Today · 4.125%
HK$67,740
baseline
▲ 0.50% · 4.625%
HK$71,862
+HK$4,122/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$135,480/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,914
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,815
−HK$1,930/mo
Today · 4.125%
HK$74,745
baseline
▲ 0.50% · 4.625%
HK$78,685
+HK$3,940/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$149,490/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,383 · Scale 2, in force from 26 Feb 2026)