LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,413
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,515
−HK$1,119/mo
Today · 4.125%
HK$37,634
baseline
▲ 0.50% · 4.625%
HK$39,924
+HK$2,290/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,268/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,397
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,454
−HK$1,071/mo
Today · 4.125%
HK$41,525
baseline
▲ 0.50% · 4.625%
HK$43,714
+HK$2,189/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,050/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,496
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$43,818
−HK$1,343/mo
Today · 4.125%
HK$45,161
baseline
▲ 0.50% · 4.625%
HK$47,909
+HK$2,748/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$90,322/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,276
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$48,544
−HK$1,287/mo
Today · 4.125%
HK$49,831
baseline
▲ 0.50% · 4.625%
HK$52,457
+HK$2,626/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$99,662/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,579
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$51,121
−HK$1,567/mo
Today · 4.125%
HK$52,688
baseline
▲ 0.50% · 4.625%
HK$55,894
+HK$3,206/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$105,376/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,156
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$56,635
−HK$1,501/mo
Today · 4.125%
HK$58,136
baseline
▲ 0.50% · 4.625%
HK$61,200
+HK$3,064/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$116,272/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,744
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,727
−HK$2,014/mo
Today · 4.125%
HK$67,741
baseline
▲ 0.50% · 4.625%
HK$71,863
+HK$4,122/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$135,482/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,915
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,816
−HK$1,930/mo
Today · 4.125%
HK$74,746
baseline
▲ 0.50% · 4.625%
HK$78,686
+HK$3,940/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$149,492/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,391 · Scale 2, in force from 26 Feb 2026)