LTV · monthly repayment
▼ 0.50% · 3.625%
HK$354,147
−HK$22,208/mo
▼ 0.25% · 3.875%
HK$365,163
−HK$11,192/mo
Today · 4.125%
HK$376,355
baseline
▲ 0.50% · 4.625%
HK$399,255
+HK$22,900/mo
Deposit HK$77.66M · loan HK$77.66M · min. income ≈ HK$752,710/mo (50% DSR)
Upfront cash ≈ HK$87.75M (deposit + AVD stamp duty HK$10,095,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$393,985
−HK$21,286/mo
▼ 0.25% · 3.875%
HK$404,551
−HK$10,720/mo
Today · 4.125%
HK$415,271
baseline
▲ 0.50% · 4.625%
HK$437,160
+HK$21,889/mo
Deposit HK$77.66M · loan HK$77.66M · min. income ≈ HK$830,542/mo (50% DSR)
Upfront cash ≈ HK$87.75M (deposit + AVD stamp duty HK$10,095,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$424,976
−HK$26,650/mo
▼ 0.25% · 3.875%
HK$438,196
−HK$13,430/mo
Today · 4.125%
HK$451,626
baseline
▲ 0.50% · 4.625%
HK$479,107
+HK$27,481/mo
Deposit HK$62.12M · loan HK$93.19M · min. income ≈ HK$903,252/mo (50% DSR)
Upfront cash ≈ HK$72.22M (deposit + AVD stamp duty HK$10,095,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$472,782
−HK$25,543/mo
▼ 0.25% · 3.875%
HK$485,462
−HK$12,863/mo
Today · 4.125%
HK$498,325
baseline
▲ 0.50% · 4.625%
HK$524,592
+HK$26,267/mo
Deposit HK$62.12M · loan HK$93.19M · min. income ≈ HK$996,650/mo (50% DSR)
Upfront cash ≈ HK$72.22M (deposit + AVD stamp duty HK$10,095,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$495,806
−HK$31,091/mo
▼ 0.25% · 3.875%
HK$511,228
−HK$15,669/mo
Today · 4.125%
HK$526,897
baseline
▲ 0.50% · 4.625%
HK$558,958
+HK$32,061/mo
Deposit HK$46.59M · loan HK$108.72M · min. income ≈ HK$1,053,794/mo (50% DSR)
Upfront cash ≈ HK$56.69M (deposit + AVD stamp duty HK$10,095,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$551,579
−HK$29,800/mo
▼ 0.25% · 3.875%
HK$566,372
−HK$15,007/mo
Today · 4.125%
HK$581,379
baseline
▲ 0.50% · 4.625%
HK$612,024
+HK$30,645/mo
Deposit HK$46.59M · loan HK$108.72M · min. income ≈ HK$1,162,758/mo (50% DSR)
Upfront cash ≈ HK$56.69M (deposit + AVD stamp duty HK$10,095,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$637,465
−HK$39,974/mo
▼ 0.25% · 3.875%
HK$657,293
−HK$20,146/mo
Today · 4.125%
HK$677,439
baseline
▲ 0.50% · 4.625%
HK$718,660
+HK$41,221/mo
Deposit HK$15.53M · loan HK$139.78M · min. income ≈ HK$1,354,878/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$10,095,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$709,173
−HK$38,314/mo
▼ 0.25% · 3.875%
HK$728,193
−HK$19,294/mo
Today · 4.125%
HK$747,487
baseline
▲ 0.50% · 4.625%
HK$786,888
+HK$39,401/mo
Deposit HK$15.53M · loan HK$139.78M · min. income ≈ HK$1,494,974/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$10,095,161 · Scale 2, in force from 26 Feb 2026)