LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,415
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,517
−HK$1,119/mo
Today · 4.125%
HK$37,636
baseline
▲ 0.50% · 4.625%
HK$39,926
+HK$2,290/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,272/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,399
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,456
−HK$1,072/mo
Today · 4.125%
HK$41,528
baseline
▲ 0.50% · 4.625%
HK$43,717
+HK$2,189/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,056/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,499
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$43,820
−HK$1,344/mo
Today · 4.125%
HK$45,164
baseline
▲ 0.50% · 4.625%
HK$47,912
+HK$2,748/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$90,328/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,279
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$48,547
−HK$1,287/mo
Today · 4.125%
HK$49,834
baseline
▲ 0.50% · 4.625%
HK$52,460
+HK$2,626/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$99,668/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$582,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,582
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$51,124
−HK$1,567/mo
Today · 4.125%
HK$52,691
baseline
▲ 0.50% · 4.625%
HK$55,897
+HK$3,206/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$105,382/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,159
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$56,638
−HK$1,501/mo
Today · 4.125%
HK$58,139
baseline
▲ 0.50% · 4.625%
HK$61,204
+HK$3,065/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$116,278/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,748
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,731
−HK$2,014/mo
Today · 4.125%
HK$67,745
baseline
▲ 0.50% · 4.625%
HK$71,868
+HK$4,123/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$135,490/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,919
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,821
−HK$1,929/mo
Today · 4.125%
HK$74,750
baseline
▲ 0.50% · 4.625%
HK$78,691
+HK$3,941/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$149,500/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,426 · Scale 2, in force from 26 Feb 2026)