LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,416
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,518
−HK$1,119/mo
Today · 4.125%
HK$37,637
baseline
▲ 0.50% · 4.625%
HK$39,928
+HK$2,291/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,274/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,400
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,457
−HK$1,072/mo
Today · 4.125%
HK$41,529
baseline
▲ 0.50% · 4.625%
HK$43,718
+HK$2,189/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,058/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,500
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$43,822
−HK$1,343/mo
Today · 4.125%
HK$45,165
baseline
▲ 0.50% · 4.625%
HK$47,913
+HK$2,748/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$90,330/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,281
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,549
−HK$1,286/mo
Today · 4.125%
HK$49,835
baseline
▲ 0.50% · 4.625%
HK$52,462
+HK$2,627/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$99,670/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,583
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$51,125
−HK$1,567/mo
Today · 4.125%
HK$52,692
baseline
▲ 0.50% · 4.625%
HK$55,899
+HK$3,207/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$105,384/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,161
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$56,640
−HK$1,501/mo
Today · 4.125%
HK$58,141
baseline
▲ 0.50% · 4.625%
HK$61,205
+HK$3,064/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$116,282/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,750
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,733
−HK$2,014/mo
Today · 4.125%
HK$67,747
baseline
▲ 0.50% · 4.625%
HK$71,870
+HK$4,123/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$135,494/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,921
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,823
−HK$1,929/mo
Today · 4.125%
HK$74,752
baseline
▲ 0.50% · 4.625%
HK$78,693
+HK$3,941/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$149,504/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,442 · Scale 2, in force from 26 Feb 2026)