LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,418
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,520
−HK$1,119/mo
Today · 4.125%
HK$37,639
baseline
▲ 0.50% · 4.625%
HK$39,929
+HK$2,290/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,278/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,402
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,459
−HK$1,072/mo
Today · 4.125%
HK$41,531
baseline
▲ 0.50% · 4.625%
HK$43,720
+HK$2,189/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,062/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,502
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$43,824
−HK$1,343/mo
Today · 4.125%
HK$45,167
baseline
▲ 0.50% · 4.625%
HK$47,915
+HK$2,748/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$90,334/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,283
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,551
−HK$1,286/mo
Today · 4.125%
HK$49,837
baseline
▲ 0.50% · 4.625%
HK$52,464
+HK$2,627/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$99,674/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,585
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,128
−HK$1,567/mo
Today · 4.125%
HK$52,695
baseline
▲ 0.50% · 4.625%
HK$55,901
+HK$3,206/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$105,390/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,163
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$56,642
−HK$1,501/mo
Today · 4.125%
HK$58,143
baseline
▲ 0.50% · 4.625%
HK$61,208
+HK$3,065/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$116,286/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,752
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$65,735
−HK$2,015/mo
Today · 4.125%
HK$67,750
baseline
▲ 0.50% · 4.625%
HK$71,873
+HK$4,123/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$135,500/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,924
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$72,826
−HK$1,930/mo
Today · 4.125%
HK$74,756
baseline
▲ 0.50% · 4.625%
HK$78,696
+HK$3,940/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$149,512/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,468 · Scale 2, in force from 26 Feb 2026)