LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,419
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,521
−HK$1,119/mo
Today · 4.125%
HK$37,640
baseline
▲ 0.50% · 4.625%
HK$39,930
+HK$2,290/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,280/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,403
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,460
−HK$1,072/mo
Today · 4.125%
HK$41,532
baseline
▲ 0.50% · 4.625%
HK$43,721
+HK$2,189/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,064/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,503
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$43,825
−HK$1,343/mo
Today · 4.125%
HK$45,168
baseline
▲ 0.50% · 4.625%
HK$47,916
+HK$2,748/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$90,336/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,284
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,552
−HK$1,286/mo
Today · 4.125%
HK$49,838
baseline
▲ 0.50% · 4.625%
HK$52,466
+HK$2,628/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$99,676/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,587
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$51,129
−HK$1,567/mo
Today · 4.125%
HK$52,696
baseline
▲ 0.50% · 4.625%
HK$55,902
+HK$3,206/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$105,392/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,164
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,644
−HK$1,501/mo
Today · 4.125%
HK$58,145
baseline
▲ 0.50% · 4.625%
HK$61,210
+HK$3,065/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$116,290/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,754
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$65,737
−HK$2,015/mo
Today · 4.125%
HK$67,752
baseline
▲ 0.50% · 4.625%
HK$71,875
+HK$4,123/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$135,504/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,926
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$72,828
−HK$1,930/mo
Today · 4.125%
HK$74,758
baseline
▲ 0.50% · 4.625%
HK$78,698
+HK$3,940/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$149,516/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,483 · Scale 2, in force from 26 Feb 2026)