LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,419
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,521
−HK$1,119/mo
Today · 4.125%
HK$37,640
baseline
▲ 0.50% · 4.625%
HK$39,931
+HK$2,291/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,280/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,404
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,460
−HK$1,073/mo
Today · 4.125%
HK$41,533
baseline
▲ 0.50% · 4.625%
HK$43,722
+HK$2,189/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,066/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,503
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$43,825
−HK$1,344/mo
Today · 4.125%
HK$45,169
baseline
▲ 0.50% · 4.625%
HK$47,917
+HK$2,748/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$90,338/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,284
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$48,553
−HK$1,286/mo
Today · 4.125%
HK$49,839
baseline
▲ 0.50% · 4.625%
HK$52,466
+HK$2,627/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$99,678/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,587
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,130
−HK$1,567/mo
Today · 4.125%
HK$52,697
baseline
▲ 0.50% · 4.625%
HK$55,903
+HK$3,206/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$105,394/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,165
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,645
−HK$1,501/mo
Today · 4.125%
HK$58,146
baseline
▲ 0.50% · 4.625%
HK$61,211
+HK$3,065/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$116,292/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,755
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$65,738
−HK$2,015/mo
Today · 4.125%
HK$67,753
baseline
▲ 0.50% · 4.625%
HK$71,875
+HK$4,122/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$135,506/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,927
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$72,829
−HK$1,930/mo
Today · 4.125%
HK$74,759
baseline
▲ 0.50% · 4.625%
HK$78,699
+HK$3,940/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$149,518/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,491 · Scale 2, in force from 26 Feb 2026)