LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,421
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,523
−HK$1,119/mo
Today · 4.125%
HK$37,642
baseline
▲ 0.50% · 4.625%
HK$39,933
+HK$2,291/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,284/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,405
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,462
−HK$1,072/mo
Today · 4.125%
HK$41,534
baseline
▲ 0.50% · 4.625%
HK$43,724
+HK$2,190/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,068/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,505
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$43,827
−HK$1,344/mo
Today · 4.125%
HK$45,171
baseline
▲ 0.50% · 4.625%
HK$47,919
+HK$2,748/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$90,342/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,287
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$48,555
−HK$1,286/mo
Today · 4.125%
HK$49,841
baseline
▲ 0.50% · 4.625%
HK$52,469
+HK$2,628/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$99,682/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,589
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,132
−HK$1,567/mo
Today · 4.125%
HK$52,699
baseline
▲ 0.50% · 4.625%
HK$55,906
+HK$3,207/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$105,398/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,168
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$56,647
−HK$1,501/mo
Today · 4.125%
HK$58,148
baseline
▲ 0.50% · 4.625%
HK$61,213
+HK$3,065/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$116,296/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,758
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$65,741
−HK$2,015/mo
Today · 4.125%
HK$67,756
baseline
▲ 0.50% · 4.625%
HK$71,879
+HK$4,123/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$135,512/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,930
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$72,832
−HK$1,930/mo
Today · 4.125%
HK$74,762
baseline
▲ 0.50% · 4.625%
HK$78,703
+HK$3,941/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$149,524/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,517 · Scale 2, in force from 26 Feb 2026)