LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,423
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,524
−HK$1,120/mo
Today · 4.125%
HK$37,644
baseline
▲ 0.50% · 4.625%
HK$39,934
+HK$2,290/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,288/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,407
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,464
−HK$1,072/mo
Today · 4.125%
HK$41,536
baseline
▲ 0.50% · 4.625%
HK$43,726
+HK$2,190/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,072/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,507
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$43,829
−HK$1,344/mo
Today · 4.125%
HK$45,173
baseline
▲ 0.50% · 4.625%
HK$47,921
+HK$2,748/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$90,346/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,289
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$48,557
−HK$1,287/mo
Today · 4.125%
HK$49,844
baseline
▲ 0.50% · 4.625%
HK$52,471
+HK$2,627/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$99,688/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,592
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,134
−HK$1,568/mo
Today · 4.125%
HK$52,702
baseline
▲ 0.50% · 4.625%
HK$55,908
+HK$3,206/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$105,404/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,170
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,650
−HK$1,501/mo
Today · 4.125%
HK$58,151
baseline
▲ 0.50% · 4.625%
HK$61,216
+HK$3,065/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$116,302/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,761
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$65,744
−HK$2,015/mo
Today · 4.125%
HK$67,759
baseline
▲ 0.50% · 4.625%
HK$71,882
+HK$4,123/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$135,518/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,933
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$72,836
−HK$1,929/mo
Today · 4.125%
HK$74,765
baseline
▲ 0.50% · 4.625%
HK$78,706
+HK$3,941/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$149,530/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,544 · Scale 2, in force from 26 Feb 2026)