LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,424
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,526
−HK$1,119/mo
Today · 4.125%
HK$37,645
baseline
▲ 0.50% · 4.625%
HK$39,936
+HK$2,291/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,290/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,409
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,466
−HK$1,072/mo
Today · 4.125%
HK$41,538
baseline
▲ 0.50% · 4.625%
HK$43,727
+HK$2,189/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,076/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,509
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$43,831
−HK$1,343/mo
Today · 4.125%
HK$45,174
baseline
▲ 0.50% · 4.625%
HK$47,923
+HK$2,749/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$90,348/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,290
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$48,559
−HK$1,286/mo
Today · 4.125%
HK$49,845
baseline
▲ 0.50% · 4.625%
HK$52,473
+HK$2,628/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$99,690/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,593
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,136
−HK$1,567/mo
Today · 4.125%
HK$52,703
baseline
▲ 0.50% · 4.625%
HK$55,910
+HK$3,207/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$105,406/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,172
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,652
−HK$1,501/mo
Today · 4.125%
HK$58,153
baseline
▲ 0.50% · 4.625%
HK$61,218
+HK$3,065/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$116,306/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,763
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$65,746
−HK$2,015/mo
Today · 4.125%
HK$67,761
baseline
▲ 0.50% · 4.625%
HK$71,885
+HK$4,124/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$135,522/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,936
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$72,838
−HK$1,930/mo
Today · 4.125%
HK$74,768
baseline
▲ 0.50% · 4.625%
HK$78,709
+HK$3,941/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$149,536/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,564 · Scale 2, in force from 26 Feb 2026)