LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,424
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,526
−HK$1,120/mo
Today · 4.125%
HK$37,646
baseline
▲ 0.50% · 4.625%
HK$39,936
+HK$2,290/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,292/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,409
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,466
−HK$1,072/mo
Today · 4.125%
HK$41,538
baseline
▲ 0.50% · 4.625%
HK$43,728
+HK$2,190/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,076/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,509
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$43,831
−HK$1,344/mo
Today · 4.125%
HK$45,175
baseline
▲ 0.50% · 4.625%
HK$47,924
+HK$2,749/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$90,350/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,291
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$48,559
−HK$1,287/mo
Today · 4.125%
HK$49,846
baseline
▲ 0.50% · 4.625%
HK$52,473
+HK$2,627/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$99,692/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,594
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,137
−HK$1,567/mo
Today · 4.125%
HK$52,704
baseline
▲ 0.50% · 4.625%
HK$55,911
+HK$3,207/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$105,408/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,173
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,652
−HK$1,502/mo
Today · 4.125%
HK$58,154
baseline
▲ 0.50% · 4.625%
HK$61,219
+HK$3,065/mo
Deposit HK$4.66M · loan HK$10.87M · min. income ≈ HK$116,308/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,764
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$65,747
−HK$2,015/mo
Today · 4.125%
HK$67,762
baseline
▲ 0.50% · 4.625%
HK$71,885
+HK$4,123/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$135,524/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,936
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$72,839
−HK$1,930/mo
Today · 4.125%
HK$74,769
baseline
▲ 0.50% · 4.625%
HK$78,710
+HK$3,941/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$149,538/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,571 · Scale 2, in force from 26 Feb 2026)