LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,428
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,530
−HK$1,120/mo
Today · 4.125%
HK$37,650
baseline
▲ 0.50% · 4.625%
HK$39,941
+HK$2,291/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,300/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,414
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,471
−HK$1,072/mo
Today · 4.125%
HK$41,543
baseline
▲ 0.50% · 4.625%
HK$43,733
+HK$2,190/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,086/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,514
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$43,836
−HK$1,344/mo
Today · 4.125%
HK$45,180
baseline
▲ 0.50% · 4.625%
HK$47,929
+HK$2,749/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$90,360/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,296
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$48,565
−HK$1,286/mo
Today · 4.125%
HK$49,851
baseline
▲ 0.50% · 4.625%
HK$52,479
+HK$2,628/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$99,702/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,599
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$51,142
−HK$1,568/mo
Today · 4.125%
HK$52,710
baseline
▲ 0.50% · 4.625%
HK$55,917
+HK$3,207/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$105,420/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,179
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,659
−HK$1,501/mo
Today · 4.125%
HK$58,160
baseline
▲ 0.50% · 4.625%
HK$61,226
+HK$3,066/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$116,320/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,771
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$65,754
−HK$2,016/mo
Today · 4.125%
HK$67,770
baseline
▲ 0.50% · 4.625%
HK$71,893
+HK$4,123/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$135,540/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,944
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$72,847
−HK$1,930/mo
Today · 4.125%
HK$74,777
baseline
▲ 0.50% · 4.625%
HK$78,719
+HK$3,942/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$149,554/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,636 · Scale 2, in force from 26 Feb 2026)