LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,429
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,531
−HK$1,119/mo
Today · 4.125%
HK$37,650
baseline
▲ 0.50% · 4.625%
HK$39,941
+HK$2,291/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,300/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,414
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,471
−HK$1,072/mo
Today · 4.125%
HK$41,543
baseline
▲ 0.50% · 4.625%
HK$43,733
+HK$2,190/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,086/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,514
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$43,837
−HK$1,343/mo
Today · 4.125%
HK$45,180
baseline
▲ 0.50% · 4.625%
HK$47,929
+HK$2,749/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$90,360/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,297
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$48,565
−HK$1,287/mo
Today · 4.125%
HK$49,852
baseline
▲ 0.50% · 4.625%
HK$52,480
+HK$2,628/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$99,704/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,600
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,143
−HK$1,567/mo
Today · 4.125%
HK$52,710
baseline
▲ 0.50% · 4.625%
HK$55,918
+HK$3,208/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$105,420/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,179
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,659
−HK$1,502/mo
Today · 4.125%
HK$58,161
baseline
▲ 0.50% · 4.625%
HK$61,226
+HK$3,065/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$116,322/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,771
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$65,755
−HK$2,015/mo
Today · 4.125%
HK$67,770
baseline
▲ 0.50% · 4.625%
HK$71,894
+HK$4,124/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$135,540/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,945
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$72,848
−HK$1,930/mo
Today · 4.125%
HK$74,778
baseline
▲ 0.50% · 4.625%
HK$78,720
+HK$3,942/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$149,556/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,641 · Scale 2, in force from 26 Feb 2026)