LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,429
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,531
−HK$1,120/mo
Today · 4.125%
HK$37,651
baseline
▲ 0.50% · 4.625%
HK$39,942
+HK$2,291/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,302/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,414
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,471
−HK$1,073/mo
Today · 4.125%
HK$41,544
baseline
▲ 0.50% · 4.625%
HK$43,734
+HK$2,190/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,088/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,515
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$43,837
−HK$1,344/mo
Today · 4.125%
HK$45,181
baseline
▲ 0.50% · 4.625%
HK$47,930
+HK$2,749/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$90,362/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,297
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$48,566
−HK$1,286/mo
Today · 4.125%
HK$49,852
baseline
▲ 0.50% · 4.625%
HK$52,480
+HK$2,628/mo
Deposit HK$6.21M · loan HK$9.32M · min. income ≈ HK$99,704/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,600
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$51,143
−HK$1,568/mo
Today · 4.125%
HK$52,711
baseline
▲ 0.50% · 4.625%
HK$55,918
+HK$3,207/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$105,422/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,180
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,660
−HK$1,501/mo
Today · 4.125%
HK$58,161
baseline
▲ 0.50% · 4.625%
HK$61,227
+HK$3,066/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$116,322/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,772
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$65,756
−HK$2,015/mo
Today · 4.125%
HK$67,771
baseline
▲ 0.50% · 4.625%
HK$71,895
+HK$4,124/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$135,542/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,946
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$72,848
−HK$1,931/mo
Today · 4.125%
HK$74,779
baseline
▲ 0.50% · 4.625%
HK$78,720
+HK$3,941/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$149,558/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,647 · Scale 2, in force from 26 Feb 2026)