LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,430
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,532
−HK$1,120/mo
Today · 4.125%
HK$37,652
baseline
▲ 0.50% · 4.625%
HK$39,943
+HK$2,291/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,304/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,416
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,473
−HK$1,072/mo
Today · 4.125%
HK$41,545
baseline
▲ 0.50% · 4.625%
HK$43,735
+HK$2,190/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,090/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,516
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$43,838
−HK$1,344/mo
Today · 4.125%
HK$45,182
baseline
▲ 0.50% · 4.625%
HK$47,931
+HK$2,749/mo
Deposit HK$6.22M · loan HK$9.32M · min. income ≈ HK$90,364/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,299
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$48,567
−HK$1,287/mo
Today · 4.125%
HK$49,854
baseline
▲ 0.50% · 4.625%
HK$52,482
+HK$2,628/mo
Deposit HK$6.22M · loan HK$9.32M · min. income ≈ HK$99,708/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,602
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,145
−HK$1,567/mo
Today · 4.125%
HK$52,712
baseline
▲ 0.50% · 4.625%
HK$55,920
+HK$3,208/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$105,424/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,182
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,662
−HK$1,501/mo
Today · 4.125%
HK$58,163
baseline
▲ 0.50% · 4.625%
HK$61,229
+HK$3,066/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$116,326/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,774
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$65,758
−HK$2,015/mo
Today · 4.125%
HK$67,773
baseline
▲ 0.50% · 4.625%
HK$71,897
+HK$4,124/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$135,546/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,948
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$72,851
−HK$1,930/mo
Today · 4.125%
HK$74,781
baseline
▲ 0.50% · 4.625%
HK$78,723
+HK$3,942/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$149,562/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,665 · Scale 2, in force from 26 Feb 2026)