LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,433
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,535
−HK$1,119/mo
Today · 4.125%
HK$37,654
baseline
▲ 0.50% · 4.625%
HK$39,946
+HK$2,292/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,308/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,418
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,476
−HK$1,072/mo
Today · 4.125%
HK$41,548
baseline
▲ 0.50% · 4.625%
HK$43,738
+HK$2,190/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,096/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,519
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$43,842
−HK$1,343/mo
Today · 4.125%
HK$45,185
baseline
▲ 0.50% · 4.625%
HK$47,935
+HK$2,750/mo
Deposit HK$6.22M · loan HK$9.32M · min. income ≈ HK$90,370/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,302
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$48,571
−HK$1,287/mo
Today · 4.125%
HK$49,858
baseline
▲ 0.50% · 4.625%
HK$52,486
+HK$2,628/mo
Deposit HK$6.22M · loan HK$9.32M · min. income ≈ HK$99,716/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,606
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,149
−HK$1,567/mo
Today · 4.125%
HK$52,716
baseline
▲ 0.50% · 4.625%
HK$55,924
+HK$3,208/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$105,432/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,186
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,666
−HK$1,501/mo
Today · 4.125%
HK$58,167
baseline
▲ 0.50% · 4.625%
HK$61,233
+HK$3,066/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$116,334/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,779
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$65,762
−HK$2,016/mo
Today · 4.125%
HK$67,778
baseline
▲ 0.50% · 4.625%
HK$71,902
+HK$4,124/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$135,556/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,953
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$72,856
−HK$1,930/mo
Today · 4.125%
HK$74,786
baseline
▲ 0.50% · 4.625%
HK$78,729
+HK$3,943/mo
Deposit HK$1.55M · loan HK$13.98M · min. income ≈ HK$149,572/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,707 · Scale 2, in force from 26 Feb 2026)