LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,433
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,535
−HK$1,120/mo
Today · 4.125%
HK$37,655
baseline
▲ 0.50% · 4.625%
HK$39,946
+HK$2,291/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,310/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,419
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,476
−HK$1,073/mo
Today · 4.125%
HK$41,549
baseline
▲ 0.50% · 4.625%
HK$43,739
+HK$2,190/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,098/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,520
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$43,842
−HK$1,344/mo
Today · 4.125%
HK$45,186
baseline
▲ 0.50% · 4.625%
HK$47,935
+HK$2,749/mo
Deposit HK$6.22M · loan HK$9.32M · min. income ≈ HK$90,372/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,303
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$48,571
−HK$1,287/mo
Today · 4.125%
HK$49,858
baseline
▲ 0.50% · 4.625%
HK$52,486
+HK$2,628/mo
Deposit HK$6.22M · loan HK$9.32M · min. income ≈ HK$99,716/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,606
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$51,149
−HK$1,568/mo
Today · 4.125%
HK$52,717
baseline
▲ 0.50% · 4.625%
HK$55,925
+HK$3,208/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$105,434/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,186
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,666
−HK$1,502/mo
Today · 4.125%
HK$58,168
baseline
▲ 0.50% · 4.625%
HK$61,234
+HK$3,066/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$116,336/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,779
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$65,763
−HK$2,016/mo
Today · 4.125%
HK$67,779
baseline
▲ 0.50% · 4.625%
HK$71,903
+HK$4,124/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$135,558/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,954
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$72,857
−HK$1,930/mo
Today · 4.125%
HK$74,787
baseline
▲ 0.50% · 4.625%
HK$78,729
+HK$3,942/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$149,574/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,714 · Scale 2, in force from 26 Feb 2026)